Compare
Compare by filing situation, not by brand
Tax software is priced in tiers built around filing complexity — here's how the tiers typically differ.
How this table is built.
- What income types the tier typically supports
- Whether state filing is typically included or separate
- Whether the tier typically includes guided support for that situation
- General price range you should expect to see
| Filing type | What it typically covers | State filing | General price range |
|---|---|---|---|
| Free filer | One W-2, standard deduction, no self-employment or rental income | Sometimes included, sometimes a separate fee | Free federal is common; check state separately |
| Simple W-2 filer | One or more W-2s, may include some common credits | Typically a separate fee even on paid tiers | Typically a modest paid tier, plus state |
| Self-employed / 1099 | Schedule C, self-employment tax, quarterly estimate reminders | Typically a separate fee | Typically a mid-to-upper paid tier, plus state |
| Complex (rental + investments) | Schedule E, capital gains, multiple income sources | Typically a separate fee, sometimes per state if filing in more than one | Typically the highest paid tier, plus state |
This table describes general patterns across major providers, not the exact current price of any specific product — always confirm the current price and coverage directly with the provider before choosing.
Next step
Where to look at each tier
How we make money: some links here are partner or affiliate links and we may be paid a fee at no cost to you. It never changes what we write or how options are ordered — see our disclosure and methodology.
Partner
TaxAct
Typically the lower-cost paid option for filers who don't need the extra frills.
See TaxAct →Partner
FreeTaxUSA
Free federal filing with a flat, low-cost state filing fee for most situations.
See FreeTaxUSA →